Jonathan W. Chambers

Jonathan W. Chambers is an experienced litigator whose practice is dedicated solely to advocating for policyholders in complex insurance coverage disputes. As a resident of SDV Fenchurch’s Florida Office, Jonathan’s national practice focuses on the construction industry, particularly with respect to claims and litigated disputes involving commercial general liability, builder’s risk, and professional liability insurance.

In addition to his active litigation practice, Jonathan advises insurance brokers and risk management teams on all types of coverage programs. He assists clients with strengthening contractual risk transfer and insurance coverage during contract drafting and negotiation, as well as during policy placements and renewals.

Jonathan joined the firm with an extensive background in first-party insurance litigation, representing homeowners, businesses, Homeowners Associations, and Condominium Associations in disputes ranging from disagreements over the cost of repairs to complex issues concerning the availability of coverage and policy interpretation. His experience also includes representing healthcare professionals in proceedings before the Department of Health.

Jonathan earned his Juris Doctor, summa cum laude, from Nova Southeastern University. While in law school, he served as a Senior Staff Member of the Nova Law Review and received the American Law Institute’s Scholarship and Leadership Award.

Jonathan has successfully resolved insurance coverage disputes at all levels of state and federal courts, as well as through mediation and arbitration. His practice is concentrated on representing policyholders in complex insurance coverage matters involving commercial general liability, builder’s risk, and professional liability insurance.

One of Jonathan’s most impactful matters involved an eleven-story mixed-use residential and commercial building under construction in Florida that sustained water damage during construction. The central issue was whether leaks that occurred on different days over several months constituted a single “occurrence” under the general contractor’s builder’s risk policy. Following competing summary judgment motions, the federal court determined that the water damage constituted a single covered occurrence, resulting in a substantial recovery for the general contractor.

In addition to litigating complex insurance disputes, Jonathan regularly counsels clients on insurance coverage strategy, contractual risk transfer, policy placement, and renewals, helping businesses proactively manage risk throughout the life of a construction project.