Hospitality

What We Do

We advise on placements, renewals, and claims involving all lines of coverage relevant to the hospitality industry, including:

  • Commercial General Liability (CGL) 
  • Commercial Property 
  • Business Interruption 
  • Contingent Business Interruption 
  • Directors and Officers Liability 
  • Professional Liability / Errors & Omissions 
  • Employment Practices Liability 
  • Cyber Liability 
  • Pollution and Environmental Liability 
  • Food Spoilage and Contamination 
  • Event Cancellation 
  • Excess and Umbrella Liability

Our Experience

Our lawyers have extensive experience representing hospitality businesses in complex insurance coverage matters, including:

  • Property damage and catastrophe losses affecting hotels, resorts, restaurants, and entertainment venues 
  • Business interruption and contingent business interruption claims 
  • Cyber incidents, ransomware attacks, and data breach claims 
  • Food spoilage, contamination, and product-related losses 
  • Liability claims involving guests, employees, and third parties 
  • Multi-carrier insurance coverage disputes involving hospitality operations 

We regularly advise owners, operators, risk managers, and brokers on insurance program design, policy renewals, claims strategy, and coverage disputes, helping hospitality businesses protect their operations, preserve revenue, and recover quickly after significant losses.

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Recent Insights

Actual Controversy Without Actual Exhaustion: California Supreme Court Allows Declaratory Relief and Bad Faith Claims Against Excess Insurers

California courts were previously split on the issue of whether an insured may bring declaratory relief claims against excess insurers prior to the exhaustion of underlying insurance. Some California courts held that the actual exhaustion of underlying insurance was necessary, whereas other courts allowed for these types of claims to proceed.[1] Recently, the California Supreme […]
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Jeffrey J. Vita Featured as American College of Coverage Counsel “Article of the Month”

Saxe Doernberger & Vita, P.C. is pleased to announce that Jeffrey J. Vita has been recognized by the American College of Coverage Counsel (ACCC) as the author of its Article of the Month, “Understanding the Risks of Business Exclusions.” In the article, Jeff examines the risks that standard business-risk exclusions can present to policyholders seeking […]
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Wisconsin Supreme Court Rules in Favor of Coverage for Water Damage Arising from Alleged Construction Defects

In Cincinnati Insurance Co. v. Ropicky, 2026 WI 25 (2026), the Wisconsin Supreme Court addressed whether a homeowner could recover for water damage that entered through an alleged construction defect. The decision is favorable to policyholders because it confirms that, in Wisconsin, a construction defect exclusion does not automatically bar coverage for resulting water damage. […]
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