Construction

What We Do

We advise on placements, renewals, and claims involving all lines of coverage relevant to the construction and property sector, including:

  • Builders Risk / Construction All Risks 
  • Commercial General Liability (CGL) 
  • Professional Liability / Professional Indemnity 
  • First-Party Property 
  • Business Interruption 
  • Delay in Completion / Delay in Start-Up 
  • Wrap-Up Programs (OCIP and CCIP) 
  • Directors and Officers Liability 
  • Environmental and Pollution Liability 
  • Employers Liability / Products Liability 
  • Latent Defects 
  • Subcontractor Default Insurance 
  • Real Estate

Our Experience

Our lawyers have extensive experience representing policyholders across the full spectrum of construction and property risk disputes, including:

  • Complex multi-carrier coverage litigation involving multimillion-dollar construction claims 
  • “Damage vs. Defect” and “Design vs. Workmanship” disputes, including interpretation of DE and LEG standard defect exclusion forms 
  • Fire safety and cladding claims, including matters arising from multi-story buildings following Grenfell 
  • Business interruption claims across the hospitality, leisure, travel, and property sectors, including COVID-19 business interruption losses 
  • Infrastructure and civil works projects on an international scale 
  • Claims by property owners, SMEs, and leaseholders where insurance recovery is critical to business survival 

Risk managers, in-house counsel, and financial managers at leading construction and property firms rely on us when renewing insurance programs, drafting contractual insurance requirements, and pursuing coverage when claims are denied or underpaid. 

Our lawyers are active members of industry organizations including IRMI, RIMS, and AGC, and are regularly invited to speak to industry professionals and legal peers on construction insurance matters.

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Recent Insights

Actual Controversy Without Actual Exhaustion: California Supreme Court Allows Declaratory Relief and Bad Faith Claims Against Excess Insurers

California courts were previously split on the issue of whether an insured may bring declaratory relief claims against excess insurers prior to the exhaustion of underlying insurance. Some California courts held that the actual exhaustion of underlying insurance was necessary, whereas other courts allowed for these types of claims to proceed.[1] Recently, the California Supreme […]
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Jeffrey J. Vita Featured as American College of Coverage Counsel “Article of the Month”

Saxe Doernberger & Vita, P.C. is pleased to announce that Jeffrey J. Vita has been recognized by the American College of Coverage Counsel (ACCC) as the author of its Article of the Month, “Understanding the Risks of Business Exclusions.” In the article, Jeff examines the risks that standard business-risk exclusions can present to policyholders seeking […]
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Wisconsin Supreme Court Rules in Favor of Coverage for Water Damage Arising from Alleged Construction Defects

In Cincinnati Insurance Co. v. Ropicky, 2026 WI 25 (2026), the Wisconsin Supreme Court addressed whether a homeowner could recover for water damage that entered through an alleged construction defect. The decision is favorable to policyholders because it confirms that, in Wisconsin, a construction defect exclusion does not automatically bar coverage for resulting water damage. […]
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