Environment

What We Do

We advise on placements, renewals, and claims involving all lines of coverage relevant to environmental risks, including:

  • Pollution and Environmental Liability 
  • Commercial General Liability (CGL) 
  • First-Party Property 
  • Business Interruption 
  • Professional Liability 
  • Transportation and Marine 
  • Environmental Cleanup and Remediation 
  • Regulatory Response 
  • Natural Catastrophe Losses 
  • Energy and Industrial Risks 
  • Mold, Asbestos, and Lead Claims 
  • Historical Insurance Coverage

Our Experience

Our attorneys have extensive experience representing policyholders in complex environmental insurance matters, including:

  • Pollution and contamination claims 
  • Environmental cleanup and remediation costs 
  • Regulatory investigations and enforcement actions 
  • Property damage and bodily injury claims 
  • Business interruption resulting from environmental incidents 
  • Transportation, energy, manufacturing, and industrial exposures 
  • Mold, asbestos, lead paint, air quality, and other environmental hazards 
  • Long-tail environmental liabilities involving historical insurance policies 
  • Coverage disputes concerning trigger, allocation, policy interpretation, and missing historical policies 

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Recent Insights

Actual Controversy Without Actual Exhaustion: California Supreme Court Allows Declaratory Relief and Bad Faith Claims Against Excess Insurers

California courts were previously split on the issue of whether an insured may bring declaratory relief claims against excess insurers prior to the exhaustion of underlying insurance. Some California courts held that the actual exhaustion of underlying insurance was necessary, whereas other courts allowed for these types of claims to proceed.[1] Recently, the California Supreme […]
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Jeffrey J. Vita Featured as American College of Coverage Counsel “Article of the Month”

Saxe Doernberger & Vita, P.C. is pleased to announce that Jeffrey J. Vita has been recognized by the American College of Coverage Counsel (ACCC) as the author of its Article of the Month, “Understanding the Risks of Business Exclusions.” In the article, Jeff examines the risks that standard business-risk exclusions can present to policyholders seeking […]
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Wisconsin Supreme Court Rules in Favor of Coverage for Water Damage Arising from Alleged Construction Defects

In Cincinnati Insurance Co. v. Ropicky, 2026 WI 25 (2026), the Wisconsin Supreme Court addressed whether a homeowner could recover for water damage that entered through an alleged construction defect. The decision is favorable to policyholders because it confirms that, in Wisconsin, a construction defect exclusion does not automatically bar coverage for resulting water damage. […]
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