Education & Public Sector

What We Do

We advise on placements, renewals, and claims involving all lines of coverage relevant to educational institutions and public entities, including:

  • Commercial Property 
  • Business Interruption 
  • Commercial General Liability (CGL) 
  • Educators’ Legal Liability 
  • Directors and Officers Liability 
  • Employment Practices Liability 
  • Cyber Liability 
  • Professional Liability 
  • Environmental Liability 
  • Crime and Fidelity 
  • Public Entity Liability 
  • Risk Management and Policy Review

Our Experience

Our lawyers have extensive experience representing educational institutions and public sector organizations in complex insurance coverage matters, including:

  • Property damage and natural catastrophe claims affecting campuses and public facilities 
  • Business interruption and operational disruption losses 
  • Cyber incidents, ransomware attacks, and data breach claims 
  • Liability claims involving students, employees, visitors, and members of the public 
  • Directors and Officers, Employment Practices, and professional liability disputes 
  • Complex multi-carrier insurance coverage litigation involving public and educational institutions 
  • Claims for molestation and abuse

Risk managers, in-house counsel, business officers, and public administrators rely on us when reviewing insurance programs, preparing and presenting claims, and pursuing coverage when insurers deny or underpay claims. Our attorneys provide practical, strategic guidance to help clients protect public resources and maintain operational continuity.

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Recent Insights

Actual Controversy Without Actual Exhaustion: California Supreme Court Allows Declaratory Relief and Bad Faith Claims Against Excess Insurers

California courts were previously split on the issue of whether an insured may bring declaratory relief claims against excess insurers prior to the exhaustion of underlying insurance. Some California courts held that the actual exhaustion of underlying insurance was necessary, whereas other courts allowed for these types of claims to proceed.[1] Recently, the California Supreme […]
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Jeffrey J. Vita Featured as American College of Coverage Counsel “Article of the Month”

Saxe Doernberger & Vita, P.C. is pleased to announce that Jeffrey J. Vita has been recognized by the American College of Coverage Counsel (ACCC) as the author of its Article of the Month, “Understanding the Risks of Business Exclusions.” In the article, Jeff examines the risks that standard business-risk exclusions can present to policyholders seeking […]
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Wisconsin Supreme Court Rules in Favor of Coverage for Water Damage Arising from Alleged Construction Defects

In Cincinnati Insurance Co. v. Ropicky, 2026 WI 25 (2026), the Wisconsin Supreme Court addressed whether a homeowner could recover for water damage that entered through an alleged construction defect. The decision is favorable to policyholders because it confirms that, in Wisconsin, a construction defect exclusion does not automatically bar coverage for resulting water damage. […]
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