Risk Transfer

How We Help

Before a claim arises
We review insurance policies, contracts, and subcontracts to identify coverage gaps, uninsured exposures, and contractual risk transfer issues before they become costly problems.

Strengthening risk transfer
Our lawyers evaluate indemnity provisions, insurance requirements, additional insured provisions, and policy language to help ensure insurance programs support project and business objectives.


Strategic guidance
From comprehensive policy reviews to LaborGuard program support, we provide practical recommendations that strengthen coverage, improve risk allocation, and reduce the likelihood of future disputes.

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Why SDV Fenchurch

  • Comprehensive insurance policy and contract reviews
  • Extensive experience with contractual risk transfer
  • Practical guidance on policy language and coverage gaps
  • LaborGuard and project-specific insurance review experience
  • Focused on preventing disputes before they arise

Recent Insights

Actual Controversy Without Actual Exhaustion: California Supreme Court Allows Declaratory Relief and Bad Faith Claims Against Excess Insurers

California courts were previously split on the issue of whether an insured may bring declaratory relief claims against excess insurers prior to the exhaustion of underlying insurance. Some California courts held that the actual exhaustion of underlying insurance was necessary, whereas other courts allowed for these types of claims to proceed.[1] Recently, the California Supreme […]
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Jeffrey J. Vita Featured as American College of Coverage Counsel “Article of the Month”

Saxe Doernberger & Vita, P.C. is pleased to announce that Jeffrey J. Vita has been recognized by the American College of Coverage Counsel (ACCC) as the author of its Article of the Month, “Understanding the Risks of Business Exclusions.” In the article, Jeff examines the risks that standard business-risk exclusions can present to policyholders seeking […]
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Wisconsin Supreme Court Rules in Favor of Coverage for Water Damage Arising from Alleged Construction Defects

In Cincinnati Insurance Co. v. Ropicky, 2026 WI 25 (2026), the Wisconsin Supreme Court addressed whether a homeowner could recover for water damage that entered through an alleged construction defect. The decision is favorable to policyholders because it confirms that, in Wisconsin, a construction defect exclusion does not automatically bar coverage for resulting water damage. […]
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