Real Estate

What We Do

We advise on placements, renewals, and claims involving all lines of coverage relevant to the real estate sector, including:

  • Commercial General Liability (CGL)
  • Commercial Property
  • Business Interruption
  • Builders Risk
  • Wrap-Up Programs (OCIPs)
  • Pollution and Environmental Liability
  • Employment Practices Liability
  • Workers’ Compensation
  • Directors and Officers Liability
  • Professional Liability
  • Owner’s Protective Coverage
  • Real Estate Broker Errors & Omissions

Our Experience

Our attorneys have extensive experience representing policyholders across the real estate industry, including:

  • Commercial and residential property owners
  • Developers and real estate investment firms
  • REITs and property managers
  • Builders Risk and construction-related claims
  • Property damage and business interruption losses
  • Environmental and pollution liability disputes
  • Portfolio-wide insurance program evaluations
  • Complex contractual risk transfer issues
  • Multi-carrier insurance coverage disputes involving significant real estate losses

Risk managers, in-house counsel, asset managers, and insurance brokers rely on us to evaluate insurance programs, negotiate contractual insurance requirements, manage claims, and pursue recovery when coverage is denied or underpaid. We help clients protect valuable real estate assets while maximizing available insurance recovery.

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Recent Insights

Actual Controversy Without Actual Exhaustion: California Supreme Court Allows Declaratory Relief and Bad Faith Claims Against Excess Insurers

California courts were previously split on the issue of whether an insured may bring declaratory relief claims against excess insurers prior to the exhaustion of underlying insurance. Some California courts held that the actual exhaustion of underlying insurance was necessary, whereas other courts allowed for these types of claims to proceed.[1] Recently, the California Supreme […]
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Jeffrey J. Vita Featured as American College of Coverage Counsel “Article of the Month”

Saxe Doernberger & Vita, P.C. is pleased to announce that Jeffrey J. Vita has been recognized by the American College of Coverage Counsel (ACCC) as the author of its Article of the Month, “Understanding the Risks of Business Exclusions.” In the article, Jeff examines the risks that standard business-risk exclusions can present to policyholders seeking […]
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Wisconsin Supreme Court Rules in Favor of Coverage for Water Damage Arising from Alleged Construction Defects

In Cincinnati Insurance Co. v. Ropicky, 2026 WI 25 (2026), the Wisconsin Supreme Court addressed whether a homeowner could recover for water damage that entered through an alleged construction defect. The decision is favorable to policyholders because it confirms that, in Wisconsin, a construction defect exclusion does not automatically bar coverage for resulting water damage. […]
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