As the insurance market continues to navigate evolving risks, regulatory frameworks, and geopolitical developments, 2025 has delivered a series of judgments that set important precedents as well as reaffirming established coverage principles. This annual review highlights the key themes emerging from these decisions and their practical implications for those responsible for managing coverage and compliance. […]

Ahmed & ors v White & Company (UK) Ltd & Allianz Global Corporate & Specialty SE [2025] EWHC 2399 (Comm) BACKGROUND This case concerned claims (“the Claims”) brought by 176 investors (“the Claimants”) against White & Company (UK) Ltd (“W&C”), a firm of chartered accountants, and its professional indemnity insurer, Allianz Insurance Company (“Allianz”). The Claimants alleged that […]

This recent High Court judgment sheds light on the circumstances under which an insurer may be joined as a party to underlying liability proceedings. The case explores the nuanced question of when, and in what situations, an insurer is deemed to have “an interest” in a liability dispute, and carries significant implications for claims brought […]

At our recent London Symposium, Daniel Robin, Deputy Managing Partner at Fenchurch Law hosted a session on the principles and importance of interpreting policy exclusions, both within construction, and across the insurance industry. The session focused on four key areas: contractual liability exclusions, cladding and fire safety exclusions, exclusions relating to liquidated damages, and finally […]

This year, we were pleased to contribute to Insurance Post’s Claims and Legal Review 2025, with Senior Partner, David Pryce, Managing Partner, Joanna Grant and Deputy Managing Partner, Daniel Robin sharing their perspectives on the year. David shared that this year was one for international expansion. We built on our 2024 launches in Singapore and […]

Fenchurch Law considers the impact of PFAS on the UK insurance sector, following the rise of litigation progressing through the US courts. What Are PFAs? PFAS, or Polyfluoroalkyl Substances, also known as Forever Chemicals, are a group of over 10,000 chemicals that do not readily degrade. These synthetic chemicals have been utilised in products such […]

Introduction This article examines the Commercial Court’s recent costs judgment in Malhotra Leisure Ltd v Aviva [2025], a case with significant implications for policyholders facing fraud allegations from their insurers. The decision underscores the risks insurers face when making serious allegations without sufficient evidence, and the potential for substantial costs consequences if those allegations fail. […]

The Court of Appeal has handed down its judgment in MS Amlin v King Trader. The case stems from the 2019 grounding of MV Solomon Trader. After Bintan Mining Corporation (“BMC”), the charterer insured by MS Amlin, became insolvent, the vessel’s owner (King Trader Ltd) and its P&I Club sought to enforce a US$47 million […]

In early 2025, we participated in a panel discussion about the similarities and differences in the process of resolving a disputed insurance claim. We were both so taken by the striking differences in the process and had such a good time learning about each other’s process that we decided to prepare this joint article to […]