Insurance Brokers

What We Do

We support brokers and their clients across a broad range of insurance and risk management matters, including:

  • Policy and endorsement review
  • Coverage analysis
  • Risk transfer strategies
  • Insurance program, documentation and distribution guidance
  • Contractual risk transfer guidance
  • Reservation of Rights and denial letter analysis
  • Claims strategy and advocacy
  • Emerging insurance product guidance
  • Regulatory and legal developments affecting coverage
  • Broker training and educational programs

Our Experience

Our lawyers regularly work with insurance brokers on complex coverage issues and provide practical legal support across all stages of the broker-client relationship, including:

  • Insurance policy and endorsement reviews
  • Coverage analysis and claims strategy
  • Contractual risk transfer and additional insured issues
  • Program design, documentation and distribution issues
  • Local law issues in cross-border or multinational insurance arrangements
  • Reservation of Rights and coverage denial responses
  • Emerging insurance products and evolving legal developments
  • Customized broker training and continuing education programs


We combine legal insight with practical insurance knowledge to help brokers better serve their clients, reduce potential errors and omissions exposure, and navigate increasingly complex insurance issues with confidence.

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Recent Insights

Actual Controversy Without Actual Exhaustion: California Supreme Court Allows Declaratory Relief and Bad Faith Claims Against Excess Insurers

California courts were previously split on the issue of whether an insured may bring declaratory relief claims against excess insurers prior to the exhaustion of underlying insurance. Some California courts held that the actual exhaustion of underlying insurance was necessary, whereas other courts allowed for these types of claims to proceed.[1] Recently, the California Supreme […]
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Jeffrey J. Vita Featured as American College of Coverage Counsel “Article of the Month”

Saxe Doernberger & Vita, P.C. is pleased to announce that Jeffrey J. Vita has been recognized by the American College of Coverage Counsel (ACCC) as the author of its Article of the Month, “Understanding the Risks of Business Exclusions.” In the article, Jeff examines the risks that standard business-risk exclusions can present to policyholders seeking […]
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Wisconsin Supreme Court Rules in Favor of Coverage for Water Damage Arising from Alleged Construction Defects

In Cincinnati Insurance Co. v. Ropicky, 2026 WI 25 (2026), the Wisconsin Supreme Court addressed whether a homeowner could recover for water damage that entered through an alleged construction defect. The decision is favorable to policyholders because it confirms that, in Wisconsin, a construction defect exclusion does not automatically bar coverage for resulting water damage. […]
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