Policy Review & Advisory

How We Help

Before a claim arises
We review insurance policies, endorsements, and insurance programs to identify coverage gaps, strengthen risk transfer strategies, and help clients better understand the protection they have in place.

When coverage needs to be strengthened
Our lawyers advise on policy wording, contractual risk management, D&O and EPL coverage, executive liability, and governance documents to improve insurance protection before a loss occurs.


Ongoing strategic guidance
We work proactively with policyholders, brokers, executives, and boards to maximize the value of insurance assets, reduce uninsured exposures, and position clients for stronger outcomes should a claim arise.

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Why SDV Fenchurch

  • Proactive policy reviews that identify coverage gaps before losses occur
  • Strategic guidance on risk transfer and insurance program design
  • Experience advising executives, boards, and commercial policyholders
  • Practical recommendations tailored to your business and risk profile
  • Focused on strengthening coverage and maximizing long-term protection

Recent Insights

Actual Controversy Without Actual Exhaustion: California Supreme Court Allows Declaratory Relief and Bad Faith Claims Against Excess Insurers

California courts were previously split on the issue of whether an insured may bring declaratory relief claims against excess insurers prior to the exhaustion of underlying insurance. Some California courts held that the actual exhaustion of underlying insurance was necessary, whereas other courts allowed for these types of claims to proceed.[1] Recently, the California Supreme […]
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Jeffrey J. Vita Featured as American College of Coverage Counsel “Article of the Month”

Saxe Doernberger & Vita, P.C. is pleased to announce that Jeffrey J. Vita has been recognized by the American College of Coverage Counsel (ACCC) as the author of its Article of the Month, “Understanding the Risks of Business Exclusions.” In the article, Jeff examines the risks that standard business-risk exclusions can present to policyholders seeking […]
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Wisconsin Supreme Court Rules in Favor of Coverage for Water Damage Arising from Alleged Construction Defects

In Cincinnati Insurance Co. v. Ropicky, 2026 WI 25 (2026), the Wisconsin Supreme Court addressed whether a homeowner could recover for water damage that entered through an alleged construction defect. The decision is favorable to policyholders because it confirms that, in Wisconsin, a construction defect exclusion does not automatically bar coverage for resulting water damage. […]
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